If you’re looking for an inexpensive way to pay down your high-interest credit card debt and your credit score is in good shape, you several have options to consider. Balance transfer credit cards and unsecured personal loans are two of the most popular methods to help you pay down debt and save…
It's practically a universal truth: having a low credit score is bad. But what you may not realize is that having a low credit score can have an effect on more than just your finances. It can have far-reaching consequences, including limiting the kind of lifestyle you're able to attain and even weighing...
As my readers know, I am all about paying your bills on time all the time. Doing so is what is best for your credit score and your overall financial health, plus it is just the right thing to do. Let’s dig into how payment history factors into your credit score and see if we can shed some light on why that is so…
If you’re gearing up to borrow money for a car, home, or another big purchase, you already know how important it is to have a good credit score.
What’s less clear, usually, is how to boost that score if you need money ASAP, and your current one leaves you with...
When you take out a loan, you may have to repay more than just the principal and interest. Many lenders also charge an origination fee, which could add hundreds of dollars in extra costs to your loan.
Answer a few questions to see which personal loans you pre-qualify for. The process is quick and easy, and it will not impact your credit score…
Today’s economy runs on credit. If you want to get a mortgage for a house or a student loan to pay for college-or if you just want to charge your lunch on a credit card-you’re going to need a lender to extend you a line of credit.
You’ll also need to be worthy of that line of credit. Your creditworthiness is defined by your three-digit credit score and is the key to your financial life…
If you need extra cash to pay for home improvements, finance a wedding or consolidate high-interest debt, you might want to consider a personal loan. Used wisely, an unsecured personal loan can fill a void in your budget without risking your home or other assets.
As with other loans, rates for personal loans hinge on your credit…