If you are stressed about your money, chances are that you are also financially unorganized, whether you regularly fail to stick to a budget (or maybe you don’t have a budget? You’re not alone!), don’t reach your saving or investing goals, or your debt and credit scores are a mess…
Being environmentally conscious involves a series of choices that add up over time: the reusable water bottle, the public transit commute, the trip to the consignment store instead of the department store. But how we pay for everything we buy has an impact, too. In recent years, eco-friendly credit cards have emerged as a way to make one more thoughtful choice…
When it’s time to split the bill at dinner with your friends, most people these days throw down a stack of credit cards. The world at large seems to be moving in the direction of plastic. About 30% of American adults say they don’t use cash at all to buy things in a typical week…
A few years ago, Jim Wang, a 39-year-old father of three, bought a new home in Fulton, Md. A high credit score helped him land his mortgage, but after the dust from the move settled, he was able to continue reaping the rewards of his financial prowess…
COVID-19 turned the economy and job market into the scariest roller coaster ride in town, maybe you were okay with your less-than-perfect money management habits. Now, however, the cracks in your financial picture are more likely to show.
Have you saved enough for emergencies? Do you spend too...
A family budget is a delicate thing to balance, even without a pandemic crashing through and jumbling your finances.
In a chaotic year like this, with the country dealing with a recession, ugly unemployment rates, political tensions and new waves of the coronavirus, you’ll need to arm yourself with some...
The Annual Percentage Rate (APR) is a measure of how much it will cost you to borrow money. APR is used for credit cards and loans of all kinds, and it combines the interest you will pay throughout the year plus any fees, expressed as a percentage of your principal loan amount. APRs are useful when it comes to comparing offers from different lenders…