Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it’s not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers...
Buying life insurance may be less costly than you think, particularly if you follow some fairly simple steps to keep your premiums down. Research from LIMRA, a membership organization for life insurers, shows that despite record-high consumer intent to purchase coverage, “too many Americans mistakenly feel life insurance is financially out...
Passive income can be a great way to help you generate extra cash flow, whether you're running a side hustle or just trying to get a little extra dough each month. Passive income can help you earn more during the good times and tide you over if you suddenly become...
In our capitalist society, spending is a core aspect of our daily lives. We’re constantly spending on essentials such as food, utilities and transportation. Even when we’re doing nothing at home, the fridge is running, the plumbing is at work and a light is on somewhere…
Money in the bank might take the form of numbers on a computer screen or rectangular stacks of green paper in a vault. Either way, people have been putting money in the bank for the same reason for centuries: security.
Although they’re obvious targets for robbers, banks are highly secure...
“In early 2020, we found ourselves crippled. Our signature pink paper came from a supplier in Italy, our glassware came from another in China, and all our manufacturing was done at a facility in Los Angeles. Each of these critical partners was shut down at one…
It’s tough to find yourself in a situation where you need money immediately, but you’re not alone. In fact, 42% of millennials have used methods like payday loans as a way of dealing with debt, according to a study by the Global Financial Literacy Excellence Center at George Washington…