To those who have never tried it, investing can seem like a combination of gambling and luck. To some degree, that’s no surprise, as the financial press is full of stories about investors who became millionaires overnight, or who lost massive sums while speculating in the market. But the truth...
Technology is an engine of change that has slowly but surely transformed the world, down to the smallest facets of daily lives. It drives new needs, creates new patterns, and replaces older norms with newer ones. And advertising is one of the most change-sensitive commercial fields, due to its constant effort to match people’s preferences and surpass their expectations…
Contactless payment options are nothing new. They’ve been used for close to 10 years in countries such as Australia and Canada, says Suresh Palliparambil, CEO of Purewrist, which sells a contactless payment bracelet. However, it is only in the last year or two that credit card issuers have begun to embrace the technology in the U.S. market…
How often you choose to pay your employees matters. If you don’t pay employees often enough, they can struggle with budgeting between paychecks. Pay them too often, and you might run into additional payroll processing costs. Choosing a payroll schedule might seem like a simple decision, but there are important factors to consider…
If you are stressed about your money, chances are that you are also financially unorganized, whether you regularly fail to stick to a budget (or maybe you don’t have a budget? You’re not alone!), don’t reach your saving or investing goals, or your debt and credit scores are a mess…
Payday loans are unsecured personal loans that are typically repaid on your next payday. They can be a tempting option to quickly get the cash you need, but more often than not, their hidden fees and high rates can leave you trapped in debt…
Forget the daily $5 latte as an already timeworn example of less than mindful spending. One financial advisor had a client spending some $3,000 a month on sushi — without realizing it. The advisor convinced his client to track a month’s worth of spending and both of them were surprised…