COVID-19 turned the economy and job market into the scariest roller coaster ride in town, maybe you were okay with your less-than-perfect money management habits. Now, however, the cracks in your financial picture are more likely to show.
Have you saved enough for emergencies? Do you spend too...
As you build your business, you’re faced with innumerable decisions: where to open a storefront, which vendors to partner with, what your logo should look like, how many employees to hire, and whether to play laser tag or have a scavenger hunt for a team-building exercise (I vote for laser tag)…
Software helps small businesses work more efficiently, but it’s not the best solution in every case.
For example, I don’t use software to keep my personal budget. I made my own Microsoft Excel template that tracks my income, spending…
Online shopping is a lot safer than it used to be. Retailers are using top-level encryption standards to protect consumers’ personal information, and lenders are providing consumers with credit card safety features like the ability to verify a suspicious purchase or freeze a compromised credit card. Plus, new tools like virtual wallets are making online transactions more secure…
The Blueprint is all about finding ways to make your small business run more efficiently. From marketing automation to leveraging AI in accounting, we’re all for welcoming some little robot friends into the lives of busy small business owners.
Billing is likely on your list of tasks you know you have to do but would…
Personal loans and personal lines of credit are two ways to borrow money that typically don’t require collateral. However, they’re functionally very different. A personal loan gives you a sum of money upfront and requires fixed monthly payments throughout your loan term. A personal line of credit, on the other hand, lets you withdraw as much cash as you need…
If you owe a lot of credit card debt, you probably already know the reasons why you need to pay it down. Paying off your credit card debt can save money and reduce stress. When you add in the fact that less credit card debt might boost your credit scores, it’s easy to see how eliminating your credit card debt is a smart idea…