The late Jim Rohn, who spent 40 years as a sales expert and motivational speaker, would frequently discuss financial freedom in his podcasts. In his distinctive voice, he would emphasize the need to learn to work harder on yourself than you work on your job. He called making money…
Why payday loans are dangerous
It’s tough to find yourself in a situation where you need money immediately, but you’re not alone. In fact, 42% of millennials have used methods like payday loans as a way of dealing with debt, according to a study by the Global Financial Literacy Excellence Center at George Washington…
What is contactless payment and how to utilize this payment option
Contactless payment options are nothing new. They’ve been used for close to 10 years in countries such as Australia and Canada, says Suresh Palliparambil, CEO of Purewrist, which sells a contactless payment bracelet. However, it is only in the last year or two that credit card issuers have begun to embrace the technology in the U.S. market…
What to do when cryptocurrency is crashing
Cryptocurrencies were all the rage earlier this year, with the prices of several coins surging to record highs and crypto exchange Coinbase making its public offering. Crypto enthusiast and Tesla CEO Elon Musk tweeted rocket and moon emoji, boosting the rallying cry “to the moon!” And investors big and small jumped into the market…
What payroll schedule is right for your business?
How often you choose to pay your employees matters. If you don’t pay employees often enough, they can struggle with budgeting between paychecks. Pay them too often, and you might run into additional payroll processing costs. Choosing a payroll schedule might seem like a simple decision, but there are important factors to consider…
Putting off cybersecurity is putting you at much bigger risk than you realize
Many smaller businesses, especially startups with limited budgets, tend to treat information security as an afterthought, a bell-and-whistle to be added later when funds allow. This attitude may have been justified 20 or 30 years ago, but the modern landscape of cybercrime, data security, and privacy is making that impossible now…
10 steps to managing and repairing your business online reputation
Even if your business is not online, your online reputation still exists and must be managed.
In my role as an advisor to small businesses, I still find that many of you still claim to have a negligible online presence, and don’t feel it necessary to monitor your reputation there…