COVID-19 turned the economy and job market into the scariest roller coaster ride in town, maybe you were okay with your less-than-perfect money management habits. Now, however, the cracks in your financial picture are more likely to show.
Have you saved enough for emergencies? Do you spend too...
If you’re looking for an inexpensive way to pay down your high-interest credit card debt and your credit score is in good shape, you several have options to consider. Balance transfer credit cards and unsecured personal loans are two of the most popular methods to help you pay down debt and save…
Personal loans and personal lines of credit are two ways to borrow money that typically don’t require collateral. However, they’re functionally very different. A personal loan gives you a sum of money upfront and requires fixed monthly payments throughout your loan term. A personal line of credit, on the other hand, lets you withdraw as much cash as you need…
If you owe a lot of credit card debt, you probably already know the reasons why you need to pay it down. Paying off your credit card debt can save money and reduce stress. When you add in the fact that less credit card debt might boost your credit scores, it’s easy to see how eliminating your credit card debt is a smart idea…
Managing your money can sometimes feel like a daunting task. However, one way to stay on track is to use a financial plan to guide your path.
Your financial plan is a document that provides a road map to your money destination. It lays out your current financial situation, helps...
My in-laws were recently in town, and my father-in-law was lamenting the lack of progress of a farm business they’ve purchased in retirement. “It’s just non-stop spending. You get cash in and then you spend it,” he said.
You’ve probably felt the same way. Business is a never-ending cycle of...
It's practically a universal truth: having a low credit score is bad. But what you may not realize is that having a low credit score can have an effect on more than just your finances. It can have far-reaching consequences, including limiting the kind of lifestyle you're able to attain and even weighing...