Term versus whole life insurance: It’s a debate everyone must consider before buying a life insurance policy.
A Money Talks News reader named “Richard” wrote us the following question about this decision…
It’s a tale as old as time – you want to save money, but just can’t resist an impulse purchase in the moment even though you know it’s probably not a wise financial decision.
There may be a simple reason why, and it boils down to how you feel about money, according to Eesha Sharma, an associate professor…
When it comes to whether emerging technologies like artificial intelligence (AI) and blockchain are practical for equipment finance, it depends on the application. That was the key takeaway from the recent ELFA 2020 Business Live! virtual convention panel discussion I had the fortune of being a part of. I joined host Deb Reuben of TomorrowZone and fellow…
The...
There’s no two ways about it: ISO 20022 is a complex new standard for financial services firms of every description. Inside that complexity lie some operational hurdles for payments players—but also tremendous opportunities. We can see why by looking at the ISO 20022 message format, which neatly encapsulates the high-level impact of the new standard.…
The...
Researching your competition might be the most important thing you do in your startup journey.
“I have an idea for a startup, what now?” I get this question very often. My answer is always to do comprehensive competitive analysis before taking one step forward…
There tends to be an involuntary cringe when we think of debt, but the truth is that not all debt is bad for you. Part of your personal financial responsibility is knowing what is unsecured debt and what is secured debt, the difference between these two debts and when they’re applicable. With this understanding comes better personal financial decisions…
Properly managing business expenses is a challenge for many small businesses. It gets even more complicated when you add in managing your employees’ expenses as well. Creating best practices for expense management helps you keep a handle on issues such as overspending and fraud…