In theory, the concept of “set it and forget it” feels pretty ideal with the rise of automated investing apps. But in reality, investment opportunities should come with a sidebar course in willpower and self-discipline. Especially if you have unfettered access to your accounts, your balance and the ability to change your portfolio 24 hours...
Japanese employees are well known for their dedication to their work and customers. Even when tired and exhausted, convenience store clerks still serve politely and eagerly with a smile on their faces.
That’s not just excellent customer service. That’s high-level customer care.
Active investing may sound like it’s a better approach than passive investing. After all, we’re prone to see active things as more powerful, dynamic and capable. But in investing, active loses out most of the time to passive and it’s not really even close.
If your company has no debt requiring an interest payment, the cash coverage ratio is not useful. However, for those of you carrying debt with interest expense, it can be extremely useful.
The cash coverage ratio is an accounting ratio that is used to measure the ability of...
As consumer confidence plummeted during 2020’s months-long quarantine orders, so did overall retail sales. But with consumers relegated to the confines of their homes, an uptick in online purchases was a foregone conclusion, and this changed certain behaviors, at least temporarily.
Managing your money can sometimes feel like a daunting task. However, one way to stay on track is to use a financial plan to guide your path.
Your financial plan is a document that provides a roadmap to your money destination. It lays out your current financial situation, helps you...
Wage garnishments are tough. The government or some third party sends you a notice, sometimes with a court order, to reduce the wages of one of your trusted employees and then send the difference to them.
The government can garnish wages for unpaid taxes, unpaid student loans, and, of course,...