Have you tried to save at least 3 to 6 months’ worth of living expenses in an emergency savings account for years without success? If so, you’re not alone. Nearly 1 in 4 Americans said they would need to borrow money to cover an unexpected bill for $1,000, according to a survey by personal finance site Bankrate. Around 16% said they’d have to charge…
We all make mistakes, but some are more expensive than others. The choices you make today with your money have a direct impact on your future. If you prolong financial mistakes, you’ll keep digging yourself into a deeper and deeper hole. The problem is we often don’t realize we’re building bad habits or neglecting vital personal finance activities…
COVID-19 turned the economy and job market into the scariest roller coaster ride in town, maybe you were okay with your less-than-perfect money management habits. Now, however, the cracks in your financial picture are more likely to show.
Have you saved enough for emergencies? Do you spend too...
Parents have a lot of important lessons to teach their children-how to ride a bike, how to make the bed, how to get along with other people and contribute to the community. Many parents also work on teaching their kids financial skills by setting them up with a piggy bank, or helping them open their first savings account. One important question for parents…
Everyone can do a little bit to help the Earth.
Believe it or not, the way you bank can also make an impact.
Banks know that climate change and global warming are important to many banking customers and you can do your part to help the environment…
Budgeting is a great way to plan your income and expenses over a period of time to keep spending in check. This can help you tackle debt or save to achieve your financial goals.
By looking through your expenses you may be able to find better ways to spend your money. You might also be able to cut some expenses…
Creating a monthly budget is one of the most basic steps you can take to manage your money and make sure that you stay on track to meet your financial goals. To create a budget, though, you need to have an idea of what your monthly expenses are. You also have to make sure that your expenses don’t exceed your monthly income so that you can pay all your bills…