Lifestyle inflation can show up in your life in different ways and impact your financial life. As with most problems, we should recognize them before we can beat lifestyle inflation.
If you’re still wondering what the heck lifestyle creep is…
Planning your financial life can sometimes be a lot to handle on your own. If you’re paying off your debt, how much should you invest into your Roth IRA? Should you buy a house or keep renting while you build up some liquidity? While not everyone needs a certified financial planner, they can...
If you’ve spent any time at all learning about personal finance, you’ve likely heard that you should be creating and following a budget. But for something that seems like common wisdom, far too many people avoid drafting a budget — and usually not for a good reason…
If you are stressed about your money, chances are that you are also financially unorganized, whether you regularly fail to stick to a budget (or maybe you don’t have a budget? You’re not alone!), don’t reach your saving or investing goals, or your debt and credit scores are a mess…
Bad credit doesn’t have to last forever. If you take steps to improve your financial life, mistakes will disappear from your credit report over time. Chapter 7 bankruptcies will stay on your credit report for 10 years, while unpaid or delinquent accounts will stay only seven.
However, negative debts don’t always disappear on…
Opening a savings account is an important step on the path toward a healthy financial life.
Almost every bank and credit union in the U.S. offers a savings account. These accounts are not only a great way to keep your money safe, but they help grow your savings through the interest they pay…
Amid a calamitous year marked with historic civil unrest, a full-blown pandemic and a whiplashed economy, we could all use some words of encouragement. And to whom shall we turn for those prized pearls of wisdom? Might we suggest financial advisors. These money-minded folks are able to see the state of the economy in a way that the average…