Ah, vacations — eventually, we’ll be able to take them again. Over the last year, travel plans have taken a major hit from the COVID-19 pandemic. In a recent survey conducted by IHG Hotels & Resorts, nearly 60% of respondents said they had canceled up to four trips for leisure…
The 50/30/20 rule: is it the best budgeting method?
Meeting your financial goals doesn’t happen without effort — and a big part of that effort includes deciding on and implementing an effective budget. Anyone who has wondered, “How can I save $10,000 in a year?” or “How can I make sure I have enough money left over each month for my bills?”...
Bad habits that keep you from building emergency funds
Have you tried to save at least 3 to 6 months’ worth of living expenses in an emergency savings account for years without success? If so, you’re not alone. Nearly 1 in 4 Americans said they would need to borrow money to cover an unexpected bill for $1,000, according to a survey by personal finance site Bankrate. Around 16% said they’d have to charge…