If you’re a freelance worker, an independent contractor or an hourly employee, your irregular schedule delivers irregular income. You might not know how much you’ll make each month, but one thing is certain: You need to create a budget to make sure you’re current with all your bills…
8 moves to make now for financial success in 2022
A new year is a chance for a fresh approach to your finances — and the time to get started is now, when you’re likely experiencing an increased amount of motivation.
If you consider that the moves you make now can set you up…
Is now really the time to start investing in the stock market?
Should you put your money in the stock market? This is a common question, especially in light of the economic volatility currently resulting from record-high inflation, a supply chain crisis, and the continuing threat of COVID-19.
But there’s actually a really simple way to answer this question…
Is inflation making your savings account pointless?
The consumer price index, a government measure of inflation, has gone up more than 6% in the 12-month period ending in October. That means everything is 6% more expensive, on average. And that means every dollar you have that isn’t earning greater than a 6% return is currently…
How to сreate multiple streams of income
Nearly half of all Americans depend on secondary work to get by. This is largely hidden from Bureau of Labor Statistics and U.S. Census Bureau data. According to census data, 7.8% of Americans work more than one job. Having multiple streams of income is rapidly becoming how people…
7 steps to take for financial wellness in 2021
At the start of 2021, you may have vowed to pay down debt, boost your credit score or build an emergency fund. Perhaps you’re still going strong with these financial goals, or perhaps you’re starting to lose your momentum. Maybe you’ve surrendered altogether.
If you’re in any of these boats, rest assured that…
The 8-step plan to achieving financial freedom
The late Jim Rohn, who spent 40 years as a sales expert and motivational speaker, would frequently discuss financial freedom in his podcasts. In his distinctive voice, he would emphasize the need to learn to work harder on yourself than you work on your job. He called making money…