You’ve probably heard the expression “living beyond your means,” but have you ever thought about trying to do the opposite? One of the best strategies for living an affordable, balanced lifestyle is by focusing on living below your means — as in, not maxing out your wallet or credit cards on...
Ready to buy your own home? There’s a lot to consider, especially if this is your first time applying for a mortgage and you’re carrying debt. Debt is not necessarily a dealbreaker by any means.
Is it a good idea to pay off debt or save for a house?…
Among the many factors that lead to small businesses dying big deaths is a lack of good cash flow and money management. Credit cards can ease the stress. But with so many choices available, which options are the most optimal? Here’s what you need to ask yourself before making…
When we talk about the prevention of spreading germs, there are a few things that immediately come to mind — washing your hands, disinfecting high-touch surfaces and wearing facial coverings. But there are a few everyday items that may not be top of mind when we regularly clean…
When it’s time to split the bill at dinner with your friends, most people these days throw down a stack of credit cards. The world at large seems to be moving in the direction of plastic. About 30% of American adults say they don’t use cash at all to buy things in a typical week…
Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it’s not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers...
Nothing gets the adrenaline going like talking about, wait for it, personal finance tips! What a great discussion topic, especially for the holidays. Second only to talking politics.
Sarcasm aside… talking personal finances should be more…