Even people who closely track their spending might go over budget now and then. It happens, but going over budget isn’t the main issue—it’s how someone handles getting back on track that’s important.
There are a few steps consumers can take to get their…
Opening a savings account is an important step on the path toward a healthy financial life.
Almost every bank and credit union in the U.S. offers a savings account. These accounts are not only a great way to keep your money safe, but they help grow your savings through the interest they pay…
Paying with plastic can be infinitely more convenient than paying with cash, but the type of plastic card you pay with still matters. After all, credit cards and debit cards don’t work the same way at all, and they both have plenty of pros and cons. The amount of liability you face with credit cards is also…
Abuse is often associated with behavior that displays outward signs - bruises from physical violence or insults and threats from verbal assaults, for example. However, mistreatment and exploitation can target more than your mind and your body. If someone is wreaking havoc on your money, your checking account or your credit score, you...
An emergency fund is an essential part of making a solid financial plan. This is the money you’ll want to earmark for unexpected events, such as a surprise medical bill, costly car repair or temporary loss of your income.
With so many possible reasons why you’d need to tap an...
Checkbooks may seem like an out-of-touch relic from an earlier era, but the reality is that they are worth keeping around. You may not often need your checkbook, but when you do, you’ll be happy to have it.
There’s no denying that we live in a world of digital payments,...
Cash or credit? Despite the recent decline in cash transactions due to Covid-19 fears, both cold, hard cash and credit each have a place in our purchasing habits.
If you're concerned about catching Covid-19 from handling cash, you can opt for debit or mobile payments linked...