Now that 2022 is officially in full swing, you’re ready to start a diet that’s a little nontraditional — one focused on your finances. Specifically, you want to find ways to trim your expenses, so you can achieve better financial health and stability in the new year…
Credit card debt is a lot like body weight: It adds up when you’re not paying attention and can be hard to get rid of. Once credit card debt has crept up, your monthly budget may feel too tight to pay more than the monthly minimum payment.
There is no industry-wide interest rate or even…
As you check out purchases online or in stores, you may be offered an invitation to open a store credit card. Store cards often include an appealing introductory offer that includes a hefty savings on your purchase, which makes them hard to resist.
While you might be tempted to say “yes,” sometimes…
Transferring a balance from a high-interest credit card to a balance transfer card with an introductory zero percent interest rate can make it easier to pay off your credit card debt. However, just because you apply for a balance transfer card, there’s no guarantee that the transfer itself will go through to the new card. Credit companies may refuse a balance transfer…
Life happens, and sometimes you may encounter an unexpected expense that you can’t afford to pay for from your bank account. Some examples of what might set you back include medical expenses, moving costs, consumer products and home repairs. To fill in the gap, a personal loan might be a good option, especially if you can qualify for one with…