There is so much stigma around money. A 2018 Capital Group survey reported that people are more comfortable talking about race, sex, politics and mental illness with their friends than they were talking about their salary, debt and retirement savings. These feelings around money…
As an ambitious person, you’re always working toward your next career goal. Right now, you’re focused on improving your earning power, but you’re not sure where to start.
There’s no time like the present, so you’re interested in advice that can help boost your net worth as quickly as possible — as well as guidance…
How to save money for a house is one of the biggest challenges to homeownership. There are many schools of thought on the topic. The reality is that housing is one of the biggest expenses of the average American.
Housing cost accounts for 34.9 percent of the total annual…
It’s not unusual for people to look for ways to cut housing costs, and it’s especially true of older adults who may be looking for ways to retire early or make life on a fixed income more comfortable.
From the traditional approach of downsizing to the more…
Do you lie awake at night worrying about how you’ll pay off all the credit card debt you’ve acquired? Maybe you’re plagued by a stack of medical bills that continue to arrive in the mail. Or perhaps you took out a personal loan to consolidate debt and then ran up even...
When it’s time to take out a mortgage or open a new credit card, one of the first things a lender or creditor does is check your debt-to-income (DTI) ratio. Generally, an acceptable ratio is 36%. Anything higher, and some lenders begin to worry you’re already carrying too much debt…
It’s one thing to operate a died hustle, but another entirely to run a true business, and there are both glaring and subtle factors that differentiate the two. In our technology-enhanced and social media-infused era, people are starting businesses at a pace never before seen…