If your debt is keeping you up at night, it’s time you made a plan to eliminate it. Don’t spend time beating yourself up about having debt–80 percent of Americans do. As long as you’re taking the steps to work on it, you’re doing the right thing. Eliminating debt isn’t just about paying…
Nearly half of all Americans depend on secondary work to get by. This is largely hidden from Bureau of Labor Statistics and U.S. Census Bureau data. According to census data, 7.8% of Americans work more than one job. Having multiple streams of income is rapidly becoming how people…
Planning your financial life can sometimes be a lot to handle on your own. If you’re paying off your debt, how much should you invest into your Roth IRA? Should you buy a house or keep renting while you build up some liquidity? While not everyone needs a certified financial planner, they can...
We all have a vision for our financial futures, whether it’s a vacation home on a tropical beach, a completely debt-free (and work-free) retirement, or selling everything to buy a cabin on that cruise ship that travels the world. And while each of our dreams is uniquely personal, they all have one thing in common — they probably aren’t free…
If you're planning to move, downsize or you just need to clear the clutter, some of the most common advice from organization experts is to make three piles: keep, donate or sell. But how do you decide between donating or selling? After all, donating is basically boxing up items and dropping...
Ready to start your business? Many who start a business launch in the industry they have been working in already have some familiarity. Due to this, many assume they know what they need, especially regarding overhead, such as office space, equipment, employees, and other factors. However, this is a flawed approach, as many do not start and budget…
When you’re applying for a loan, you might have the option to add a cosigner or co-borrower. One of the biggest differences between a co-borrower and cosigner is that a co-borrower shares ownership of the asset that’s tied to the loan and assumes the responsibility of payments from the start…