What is cash flow financing? With cash flow financing, a company gets a loan, but that loan is backed by the company's expected cash flows. A company's cash flow is the amount of money flowing from and to a business, in a specific period. Cash flow financing, or a cash flow loan, uses...
If you struggle with managing money, you’re not alone. A GOBankingRates survey found that 40% of Americans have less than $300 in savings. That makes it hard to handle emergencies. Budgeting can help.
There are many ways you can prepare a budget that suits…
If you’ve been thinking about moving out of your parents’ house, it’s important to consider everything you need before leaping out of the nest, otherwise, you might end up back at their place sooner than you’d hoped. From financial stability to the type of living situation you need to be your best self,...
Is it possible to save money and thrive in an uncertain economy? The way to move forward and progress financially is often unpredictable. But taking the right steps now could set you up for financial freedom down the road, even in an unsettled economy.
These 15 simple tips offer different ways to start a saving…
Filing for bankruptcy can feel like you’ve hit the financial equivalent of rock bottom. While it does wipe out your old debt, bankruptcy stays on your credit report for seven to 10 years, hurting your long-term chances of qualifying for a mortgage or other credit.
Despite the hardships you’ll endure, you can recover from…
Walking away from your debt, also known as defaulting, could seem like your best option if you're struggling to keep up with bills. However, walking away from debt won't solve all of your problems; the lender can still try to sue you for the remaining amount or sell the loan to a collection...
Swiping a credit card to pay for everyday things is so easy and so frictionless. Swipe here for a smoothie, swipe there for a new pair of shoes.
When you buy on credit, it’s easy to forget that you’re paying for that item with money that doesn’t belong to you. In essence, it’s almost like taking out a short-term loan to make a purchase. Depending on how long…