If your debt is keeping you up at night, it’s time you made a plan to eliminate it. Don’t spend time beating yourself up about having debt–80 percent of Americans do. As long as you’re taking the steps to work on it, you’re doing the right thing. Eliminating debt isn’t just about paying…
How to tell when that store credit card is a bad idea
As you check out purchases online or in stores, you may be offered an invitation to open a store credit card. Store cards often include an appealing introductory offer that includes a hefty savings on your purchase, which makes them hard to resist.
While you might be tempted to say “yes,” sometimes…
Why did my credit score drop after paying off debt?
Paying off debt is a huge win, so you might be disappointed to find out that paying off debt can cause a drop in your credit score. While seeing the points drop in your credit score can feel like a loss, understanding why can help you make a plan to bump your score back up. Understand the factors…
4 essential concepts for managing business success
In order to make informed business decisions, such as seeking financing, you need to be able to understand your financial performance — especially since the COVID-19 pandemic has altered the way many small businesses operate.
Navigating your financial metrics doesn’t mean you have…
9 bills you should never put on autopay
We can all use a simpler, more efficient way to manage expenses and save money. Putting your bills on autopay can ensure never forgetting a due date, which minimizes the risk of late fees and dings on your credit report. But although automatic payments can save time and streamline your...
Why your small business should use a cash-back card
Whether you have a good year or miss your revenue goals, all entrepreneurs and small business owners want to boost their bottom line. One simple way to do this is by changing the payment method you use for business expenditures.
Choosing a credit card that earns rewards is essential for...
It’s still a great time to refinance investment properties. Here’s why
Historically low interest rates the last few years have sent homeowners to loan officers in droves to refinance their mortgages, and real estate investors have been right behind them, aiming to lower their monthly costs as well. Some are looking to get a better rate to pay off loans with higher...