One of the challenging aspects of buying any type of insurance is determining how much coverage you need.
Buy too little insurance and you won’t have enough to get through a tough situation when you actually need it to do its job the most…
Purchasing insurance may not be as fun as choosing new furniture and paint colors, but it’s a critical part of the homebuying process. Your homeowners insurance policy is a financial safety net in case of a disaster, so you’ll want to ask a few important questions to make sure you have the coverage you need at a price you can afford…
The premise of life insurance seems straightforward. You purchase a policy to provide peace of mind and financial protection to your loved ones, and then you get back to enjoying your life. Right?
Many people start thinking about life insurance when they have a child for the first time, so it may seem intuitive that policy is there chiefly…
A family budget is a delicate thing to balance, even without a pandemic crashing through and jumbling your finances.
In a chaotic year like this, with the country dealing with a recession, ugly unemployment rates, political tensions and new waves of the coronavirus, you’ll need to arm yourself with some...
Life insurance is generally considered to be the bedrock of any comprehensive financial plan. But those who have medical conditions that prevent them from getting coverage are often left between a rock and a hard place. Fortunately, many employers offer their employees a benefit that allows them to get around this obstacle. Voluntary...
Term versus whole life insurance: It’s a debate everyone must consider before buying a life insurance policy.
A Money Talks News reader named “Richard” wrote us the following question about this decision…
Many of us are familiar with credit scores, but did you know there's another score generated from your credit report? Credit-based insurance scores, like credit scores, are calculated based on information in credit reports.
Credit scores determine the likelihood of credit delinquency. The lower your credit score, the more likely...