It may seem old school to whip cash out of your wallet to pay for your purchases. But there are times when good-old greenbacks can actually be a better way to pay than tapping your credit card. While credit can be a quick and convenient way to pay, using cash for many of your...
How to manage credit cards for your small business
Among the many factors that lead to small businesses dying big deaths is a lack of good cash flow and money management. Credit cards can ease the stress. But with so many choices available, which options are the most optimal? Here’s what you need to ask yourself before making…
How to tell when that store credit card is a bad idea
As you check out purchases online or in stores, you may be offered an invitation to open a store credit card. Store cards often include an appealing introductory offer that includes a hefty savings on your purchase, which makes them hard to resist.
While you might be tempted to say “yes,” sometimes…
How to clean your credit cards
When we talk about the prevention of spreading germs, there are a few things that immediately come to mind — washing your hands, disinfecting high-touch surfaces and wearing facial coverings. But there are a few everyday items that may not be top of mind when we regularly clean…
Why your small business should use a cash-back card
Whether you have a good year or miss your revenue goals, all entrepreneurs and small business owners want to boost their bottom line. One simple way to do this is by changing the payment method you use for business expenditures.
Choosing a credit card that earns rewards is essential for...
15 nearly effortless ways to jumpstart your savings
Is it possible to save money and thrive in an uncertain economy? The way to move forward and progress financially is often unpredictable. But taking the right steps now could set you up for financial freedom down the road, even in an unsettled economy.
These 15 simple tips offer different ways to start a saving…
7 tips for recovering from bankruptcy
Filing for bankruptcy can feel like you’ve hit the financial equivalent of rock bottom. While it does wipe out your old debt, bankruptcy stays on your credit report for seven to 10 years, hurting your long-term chances of qualifying for a mortgage or other credit.
Despite the hardships you’ll endure, you can recover from…