A business loan is a great way to help your company grow. But what do you do if you have a bad credit score? Luckily, there are steps that you can take to increase the chances of getting approved for small business loans…
6 money rules to break to save your mental health
The stress we put on ourselves to make enough money and save enough money can help us reach our goals — but it can also take a serious toll on our mental well-being.
And if sticking to every single rule is giving us anxiety…
4 ways to slash your expenses as a retiree
Reaching retirement and finding out you don’t have enough money can be devastating.
You don’t want to take too much out of your retirement accounts too fast and jeopardize the chances of your money lasting for life. And to make sure that doesn’t happen, you may need to make some pretty drastic…
Here’s how to budget in retirement so you don’t run out of money
You’ve spent decades in the workforce earning a living, your schedule dictated by the demands of the job. All the while, you’ve been steadily adding to your savings so that one day you could get to this point: retirement.
Now, there’s no alarm to wake you up in the mornings...
Should you spend your side hustle earnings or save them?
The great thing about getting a side hustle is being able to boost your income without necessarily inconveniencing yourself too much. These days, there’s a host of flexible side gigs you can choose from that let you set your own hours and put in the time when it’s convenient for you…
10 ways to lower your cost of living without moving
Cost-of-living expenses are the must-haves: the recurring monthly costs that command a big percentage of your overall budget, such as housing, food, transportation and utilities. And sometimes those expenses can be so overwhelming that you consider moving somewhere cheaper.
But before you do, take a good, hard look at the...
How much will starting a business really cost you? These are some commonly overlooked expenses
Monthly business applications averaged 430,000 nationwide in November, according to the U.S. Census Bureau. This marks the 11th consecutive month of numbers well above the 342,000 in December 2020. While starting a business is exciting, it can also be more challenging than expected. And because about a third of businesses with employees fail...