Abuse is often associated with behavior that displays outward signs - bruises from physical violence or insults and threats from verbal assaults, for example. However, mistreatment and exploitation can target more than your mind and your body. If someone is wreaking havoc on your money, your checking account or your credit score, you...
If your debts have become unmanageable and you feel there is no other way out, you may be wondering if bankruptcy is your next best step. While it’s true that nobody wants to leave their financial fate in the hands of the courts, there are times when bankruptcy really is the only solution that can work. Keep reading to learn the basics of bankruptcy, how to file and what…
In my previous post in this blog on the journey to cloud, I looked at how to select a cloud provider. In this latest post, I move to a further critical determinant of effective performance: having the right cloud operating model. Your cloud operating model should provide to your cloud organisation the appropriate structure, capabilities,…
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Parents have a lot of important lessons to teach their children-how to ride a bike, how to make the bed, how to get along with other people and contribute to the community. Many parents also work on teaching their kids financial skills by setting them up with a piggy bank, or helping them open their first savings account. One important question for parents…
While the majority of homebuyers use a mortgage, there are those fortunate enough to be in a position to pay all-cash for a house. But is it the best financial decision? If you’re weighing the pros and cons of getting a mortgage compared to buying a property with cash, here are the key points you need to consider…
Everyone can do a little bit to help the Earth.
Believe it or not, the way you bank can also make an impact.
Banks know that climate change and global warming are important to many banking customers and you can do your part to help the environment…
Today’s economy runs on credit. If you want to get a mortgage for a house or a student loan to pay for college-or if you just want to charge your lunch on a credit card-you’re going to need a lender to extend you a line of credit.
You’ll also need to be worthy of that line of credit. Your creditworthiness is defined by your three-digit credit score and is the key to your financial life…