Being environmentally conscious involves a series of choices that add up over time: the reusable water bottle, the public transit commute, the trip to the consignment store instead of the department store. But how we pay for everything we buy has an impact, too. In recent years, eco-friendly credit cards have emerged as a way to make one more thoughtful choice…
Don’t think you can retire on modest money? You don’t have to stare down a life sentence of work, you just need to avoid some all-too-common mistakes.
Reading articles and blog posts online you may be tempted to believe that the biggest scourge threatening your financial goals are subscription…
The 50/30/20 rule is a budgeting strategy where you spend 50 percent of your income on essential needs, 30 percent on wants and 20 percent on savings.
Needs are things you absolutely must have. The 50/30/20 rule says you should spend about half of your take-home pay on these…
A few years ago, Jim Wang, a 39-year-old father of three, bought a new home in Fulton, Md. A high credit score helped him land his mortgage, but after the dust from the move settled, he was able to continue reaping the rewards of his financial prowess…
Signing up for a bank account is usually easy. But just as an application for a credit card might not be approved, a bank or credit union could deny an account application.
If this happens to you, be aware that you have other options. However, it’s a good idea to try to learn why the bank made the decision…
While some experts say a good rule of thumb is to hire an advisor when you can save 20% of your annual income, others recommend obtaining one when your financial situation becomes more complicated, such as when you receive an inheritance from a parent or you want to increase your...
Life happens, and sometimes you may encounter an unexpected expense that you can’t afford to pay for from your bank account. Some examples of what might set you back include medical expenses, moving costs, consumer products and home repairs. To fill in the gap, a personal loan might be a good option, especially if you can qualify for one with…