Over the years, I have learned there are several myths about money that are not as obvious as they should be. Everyone has their own predispositions that influence how they save, spend, and earn their money. Today, I will share these myths and how to avoid being a victim of falling for these...
11 tips for cleaning up your finances
If your finances feel like they are unorganized and chaotic, it might be time for an overhaul.
If you are trying to figure out how to clean up your finances, a great place to start is to get organized and put some systems in place that will help you maintain some control and balance over your accounts…
6 ways to plan for your future financial security
Perhaps the best way to plan for your future is to imagine it — really think about the details of who you will be, where, and why. Being able to visualize now who you will be in the future and what your needs and desires will be at that time is perhaps the most important aspect of planning…
What is a financial coach and how to become one
Name a challenge people face in life, and there's bound to be a coach for it. Struggling with your weight? Get a fitness coach. Keep missing those promotions? Hire a career coach. Feeling stuck in a rut? Try a life coach. Emotions getting in the way of sound financial decisions? You may need...
13 expenses that you should not put on your credit card
It can be tempting to use a credit card to pay for expenses you usually wouldn’t (or couldn’t) pay for with cash or a debit card. But, whether you’re working to pay off debt or want to stay out of credit card debt, it’s best to avoid using your card for anything you can’t pay off before you begin…
5 areas of your budget you should revisit
The last year presented a host of new financial challenges, even for people with well-stocked savings accounts. For some, the questions were urgent, like how to collect unemployment. Others wondered how to make the most of their stimulus checks or whether they should refinance their homes to take advantage of lower rates…
7 credit card debt mistakes to avoid
There’s really only one way to get out of credit card debt: by paying off the balance. But there are plenty of pitfalls along the way to make the payoff more costly than it needs to be.
If you’re among the consumers who paid off $108 billion...