Simply having a great business idea doesn’t guarantee that you’ll soon be running a successful startup. You’ll need funding, a solid business plan and lots of luck. But, every once in a while, lightning strikes and a good business idea turns into a wildly popular startup. It could happen for you, too…
How to teach your kids the value of an excellent credit score
It can be difficult to teach your children about financial responsibility and the value of good credit. How should you go about it? Is giving an allowance the best way to start? Should they figure it out on their own? There is no right answer. But one thing is clear: It's essential for...
7 signs your company has good financial health
It’s somewhat easy to determine if your company is doing well. You’ll be in the black every month, able to make your payroll and pay all of your monthly bills and expenses. But are there discernible levels or observable distinctions that reliably signify good financial health? Or are there ways to determine…
What to do when your balance transfer is denied
Transferring a balance from a high-interest credit card to a balance transfer card with an introductory zero percent interest rate can make it easier to pay off your credit card debt. However, just because you apply for a balance transfer card, there’s no guarantee that the transfer itself will go through to the new card. Credit companies may refuse a balance transfer…
Should your company join an accelerator or incubator program?
As soon as your company’s name becomes listed in a directory like Crunchbase or Pitchbook, don’t be surprised if your email inbox becomes filled with exhortations to apply to an accelerator or incubator. Even if you don’t receive these missives, you will no doubt stumble upon articles about how this or that large company got its start with two or three…
What you need to know about payday loans
Payday loans are unsecured personal loans that are typically repaid on your next payday. They can be a tempting option to quickly get the cash you need, but more often than not, their hidden fees and high rates can leave you trapped in debt…
Here are 7 tips for improving your financial health
Poor financial health can linger like a stubborn cold that just won’t go away. Plenty of fluids and rest might get someone back in fighting shape, but there’s no single cure that’ll bring someone’s finances back to good standing. However, that doesn’t mean throwing in the towel…