Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it’s not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers...
Drafting a picture-perfect budget is only half the battle if you want to keep your spending in check.
Following the rules is the other half — and that can be challenging if you underestimate expenses or forget to incorporate a few important…
The currently hot real estate market can create a frustrating situation for buyers looking to purchase their dream home.
“This is the most unprecedented market we have observed,” said Rogers Healy, owner and CEO of Rogers Healy and Associates Real Estate…
During pandemic lockdowns, many people drastically changed how they save and spend money. Those that lost jobs or income may have put a pause on retirement contributions, many people with student loans took advantage of the option to temporarily stop making payments, and almost everyone cut back on discretionary spending with more time spent at home…
The coronavirus pandemic has taken a major hit on the economy and the personal finances of workers across the country. The national unemployment rate was as high as 14.7% in April 2020. It’s down to 5.4% now, but many Americans are still struggling to find jobs that pay them enough…
Buying life insurance may be less costly than you think, particularly if you follow some fairly simple steps to keep your premiums down. Research from LIMRA, a membership organization for life insurers, shows that despite record-high consumer intent to purchase coverage, “too many Americans mistakenly feel life insurance is financially out...
At the start of 2021, you may have vowed to pay down debt, boost your credit score or build an emergency fund. Perhaps you’re still going strong with these financial goals, or perhaps you’re starting to lose your momentum. Maybe you’ve surrendered altogether.
If you’re in any of these boats, rest assured that…