Walking away from your debt, also known as defaulting, could seem like your best option if you're struggling to keep up with bills. However, walking away from debt won't solve all of your problems; the lender can still try to sue you for the remaining amount or sell the loan to a collection...
Swiping a credit card to pay for everyday things is so easy and so frictionless. Swipe here for a smoothie, swipe there for a new pair of shoes.
When you buy on credit, it’s easy to forget that you’re paying for that item with money that doesn’t belong to you. In essence, it’s almost like taking out a short-term loan to make a purchase. Depending on how long…
If you’ve spent any time at all learning about personal finance, you’ve likely heard that you should be creating and following a budget. But for something that seems like common wisdom, far too many people avoid drafting a budget — and usually not for a good reason…
Gwen Merz was fresh out of college in 2014, working an information technology job she hated, when she decided early retirement was the answer. She socked away every dollar she could, saving as much as 70% of her income so that she could quit when she was 35…
The greatest difficulty in entrepreneurship in its early phases is the search for different ways to obtain money, financing, to be able to start your idea and get to overcome the so-called ” valley of death ” or initial phase of your project until you start to obtain positive results by covering your costs. In these early stages, the most common way to obtain financing is to resort…
For many young adults in their early 20s, balancing finances and a social life can be a juggling act. With student loan payments, rent, insurance and more, it’s no surprise that many 20-somethings push off saving and investing money because they don’t know where to start or don’t have time for it…
If you don't know much about money, you don't have to look far for advice. You can always learn from personal finance articles, books and videos ormoney-savvy friends and family.
Although there's no short supply of guidance, money rules can shift over time. For that matter, some...