Americans are notoriously bad at saving money. Not just in the traditional sense, for the big stuff we want, like a car, college, a home and retirement. But also for the little bumps and hiccups life throws in our way — the broken bones and car repairs, braces for the kids and cell phones…
Raise your hand if you overspend on your kids for birthdays and holidays because you want them to be happy.
Do you spoil your grandkids because you don’t see them often and hope that presents will lead to warm feelings? Do you wish your mom…
Filing for bankruptcy can feel like you’ve hit the financial equivalent of rock bottom. While it does wipe out your old debt, bankruptcy stays on your credit report for seven to 10 years, hurting your long-term chances of qualifying for a mortgage or other credit.
Despite the hardships you’ll endure, you can recover from…
Don’t assume that your startup idea alone will convince investors to provide funding.
Unfortunately, most of us don’t have enough resources to bootstrap our own startups, so we are completely dependent on investors to help…
Before you invest your money, there is likely one big question on your mind: How much are you going to earn? This is known as the rate of return.
The rate of return is expressed as a percentage of the total amount you invested. If you invest $1,000 and get back $1,100, you’ve…
In spite of a growing economy and booming job market, members of Generation Z say they are financially ill-prepared to face adulthood.
Gen Z is comprised of people born between 1997 and 2015 — an age group that includes recent college and high school graduates. They said...
Property and casualty insurance is a term describing the two forms of broad coverage that financially protect you if the property you own is damaged, lost, or stolen (“Property”) or if you are responsible for causing injury to another person or damage to his or her property (“Casualty”)…