There is so much stigma around money. A 2018 Capital Group survey reported that people are more comfortable talking about race, sex, politics and mental illness with their friends than they were talking about their salary, debt and retirement savings. These feelings around money…
What a person does with their money is their business, right? Not always. Lenders are indeed interested in how borrowers plan to use the funds they’re loaned—in fact, the reason for a loan is one of the application questions.
But does loan purpose really matter? Keep reading to find out…
We can all use a simpler, more efficient way to manage expenses and save money. Putting your bills on autopay can ensure never forgetting a due date, which minimizes the risk of late fees and dings on your credit report. But although automatic payments can save time and streamline your...
our bank account may be frozen if your bank suspects fraud or illegal activity, or if they’re complying with a court order due to unpaid debts. The government can also request an account freeze for any unpaid taxes or student loans.
Whatever the reason for the lock-up, finding out your...
Saving money can feel like a complicated, daunting task, but it can be much easier when broken down into a few simple money-saving tips to get you started. And you should get started. Too often people put off saving, feeling like they have too much debt and too many expenses and just can’t afford to do it. The truth is, saving any amount of money, no matter…
The late Jim Rohn, who spent 40 years as a sales expert and motivational speaker, would frequently discuss financial freedom in his podcasts. In his distinctive voice, he would emphasize the need to learn to work harder on yourself than you work on your job. He called making money…