Online shopping this holiday season is expected to grow 25 to 35 percent over last year as pandemic lockdowns keep people in their homes, according to Deloitte’s annual holiday retail forecast. Overall, the global consultancy firm expects holiday sales to inch up 1 to 1.5 percent year over year.
“E-commerce is likely to be a big winner because consumers have…
When you borrow money, the lender will ask you to repay those funds over time. But banks expect to be paid something in exchange for their services and the risk they take when lending you money. That means you won’t just pay back the money you borrowed. You’ll pay back the loan plus an additional sum, known as interest…
Creating a monthly budget is one of the most basic steps you can take to manage your money and make sure that you stay on track to meet your financial goals. To create a budget, though, you need to have an idea of what your monthly expenses are. You also have to make sure that your expenses don’t exceed your monthly income so that you can pay all your bills…
Venture capital (VC) is one of the premier jobs for recent business school graduates. People will suffer through years of 80-hour weeks in investment banking and, even worse, graduate-level finance courses, just to get an interview with a venture capital fund.
So what attracts the tired masses? The fast-growing…
We’ve all got dreams. Maybe yours is drinking from a coconut on a beach in Bora Bora during your honeymoon, raising a family in a warm and comfortable home, or biking through the countryside of France as a retiree — blissful and excited for the next phase of your journey.
Maybe you’d just like the ability to afford healthcare. Or you’re stashing…
According to the 2019 Onpay Small Business Finance and HR Report, just 30 percent of small business owners work with accountants. That’s not surprising, given how much each dollar counts to a small company.
Doing the accounting yourself certainly saves some money in the short term. That said, it might be worth hiring an outside accountant for your company…
In any business, liquidity is important. You need enough cash to pay your obligations. That is, over time the amount of cash that flows into your business must be greater than or equal to the amount of cash that flows out of your business.
You can endure negative cash flow in the short term by dipping…