Signing up for a bank account is usually easy. But just as an application for a credit card might not be approved, a bank or credit union could deny an account application.
If this happens to you, be aware that you have other options. However, it’s a good idea to try to learn why the bank made the decision…
Managing your money can seem difficult. If you work for a company and earn a salary, then there is only so much money to go around. And if you have debt, things can be even more complicated. You might think it’s impossible to get ahead or you’ll never have any money; these thoughts...
Parents will spend hours teaching young kids their ABCs and 123s. Shouldn’t they also be teaching about nickels, dimes and quarters?
In 2020, a Council for Economic Education survey reported that just 40% of the nation’s high schools include a personal finance requirement to graduate. In addition, a study funded by the National Endowment…
While some experts say a good rule of thumb is to hire an advisor when you can save 20% of your annual income, others recommend obtaining one when your financial situation becomes more complicated, such as when you receive an inheritance from a parent or you want to increase your...
Many small businesses have been resilient in the face of great challenges in the past year. Here's how you can join them.
So many small business owners have worked day and night to reimagine their business during the Covid-19 pandemic. They've gone to great lengths and expense to keep their...
With seven people in my house, controlling clutter is a constant struggle. No matter how many boxes I haul to the local thrift store, it feels like we always have an overabundance of items spilling out of cabinets, closets and shelves.
The key to having a decluttered house, I’ve discovered,...
Life happens, and sometimes you may encounter an unexpected expense that you can’t afford to pay for from your bank account. Some examples of what might set you back include medical expenses, moving costs, consumer products and home repairs. To fill in the gap, a personal loan might be a good option, especially if you can qualify for one with…