We all have a vision for our financial futures, whether it’s a vacation home on a tropical beach, a completely debt-free (and work-free) retirement, or selling everything to buy a cabin on that cruise ship that travels the world. And while each of our dreams is uniquely personal, they all have one thing in common — they probably aren’t free…
How to clean your credit cards
When we talk about the prevention of spreading germs, there are a few things that immediately come to mind — washing your hands, disinfecting high-touch surfaces and wearing facial coverings. But there are a few everyday items that may not be top of mind when we regularly clean…
10 things in your house to sell instead of donate
If you're planning to move, downsize or you just need to clear the clutter, some of the most common advice from organization experts is to make three piles: keep, donate or sell. But how do you decide between donating or selling? After all, donating is basically boxing up items and dropping...
4 essential concepts for managing business success
In order to make informed business decisions, such as seeking financing, you need to be able to understand your financial performance — especially since the COVID-19 pandemic has altered the way many small businesses operate.
Navigating your financial metrics doesn’t mean you have…
9 bills you should never put on autopay
We can all use a simpler, more efficient way to manage expenses and save money. Putting your bills on autopay can ensure never forgetting a due date, which minimizes the risk of late fees and dings on your credit report. But although automatic payments can save time and streamline your...
Why your small business should use a cash-back card
Whether you have a good year or miss your revenue goals, all entrepreneurs and small business owners want to boost their bottom line. One simple way to do this is by changing the payment method you use for business expenditures.
Choosing a credit card that earns rewards is essential for...
Co-borrower vs. cosigner: What’s the difference?
When you’re applying for a loan, you might have the option to add a cosigner or co-borrower. One of the biggest differences between a co-borrower and cosigner is that a co-borrower shares ownership of the asset that’s tied to the loan and assumes the responsibility of payments from the start…