Starting a business is exciting and rewarding. But determining how much everything will cost can be challenging, as can finding those funds. A Shopify survey of 300 small business owners and 150 aspirational entrepreneurs in the U.S. found that they spent, on average, $40,000 in the first year of business. But every business is unique, and costs will vary…
As the economy bounces back and the U.S. transitions out of the pandemic, small-business owners will need access to capital to both recover and grow. However, since federal relief from the Paycheck Protection Program ended on May 31, business owners may be wondering where to get financing…
If you’re thinking about canceling a credit card, it’s important to know the potential benefits and risks associated with closing a credit account. While closing a credit card can be as simple as contacting your bank and requesting that it closes the card, there are a lot of variables to consider first. You should think about if the card has an outstanding balance, if there…
For investors looking to grow their portfolios these days, here is a hard truth: You have limited options.
In this extended era of low rates, average interest on savings accounts is close to zero. Fixed income is not much better, with 10-year…
Generally speaking, the word “no” carries a weighty, negative connotation. From an early age, we’re taught that “yes” — its affirming counterpart — is more favorable. This duality is further reinforced when we enter the workforce. Understandably, we want to prove ourselves to peers, management, clients and customers…
Make sure you avoid rip-offs and save a bundle with these brilliant online shopping tips.
Earn cashback when you shop
When shopping online, always check whether you can get cashback…
Managing your money can be confusing, and a lot of people make mistakes along the way. Unfortunately, errors you make now with your finances can take years to recover from, so it’s a good idea to do what you can to avoid them in the first place. Avoiding these pitfalls and establishing…