The coronavirus pandemic has taken a major hit on the economy and the personal finances of workers across the country. The national unemployment rate was as high as 14.7% in April 2020. It’s down to 5.4% now, but many Americans are still struggling to find jobs that pay them enough…
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7 ways to pay less for life insurance
Buying life insurance may be less costly than you think, particularly if you follow some fairly simple steps to keep your premiums down. Research from LIMRA, a membership organization for life insurers, shows that despite record-high consumer intent to purchase coverage, “too many Americans mistakenly feel life insurance is financially out...
What’s your company worth? Depends of who’s asking: the magic of pre-IPO valuations
The magic of pre-IPO valuationsStartups almost never have profit. They are lucky if they have a product, and they rarely have revenue. Despite this, they still need to attract customers, employees, and, most importantly, investors. So how does a new company without obvious market value attract potential investors to keep growing and making...
To make your business inclusive, you first have to understand what that means
As the United States becomes more diverse, inclusion becomes ever more important. But businesses need to step up to make it a reality.
Last week, the Census Bureau released some pivotal findings about U.S. demographics: Much of our country is now less than 50%…
15 passive income ideas to help you make money in 2021
Passive income can be a great way to help you generate extra cash flow, whether you're running a side hustle or just trying to get a little extra dough each month. Passive income can help you earn more during the good times and tide you over if you suddenly become...
7 steps to take for financial wellness in 2021
At the start of 2021, you may have vowed to pay down debt, boost your credit score or build an emergency fund. Perhaps you’re still going strong with these financial goals, or perhaps you’re starting to lose your momentum. Maybe you’ve surrendered altogether.
If you’re in any of these boats, rest assured that…
4 ways your startup can use AI right now (without breaking the bank)
Artificial intelligence (AI) is what computer scientist Andrew Ng calls "the new electricity." However, despite its abilities and appeal, AI is not a fit for every situation. In my earlier article, I presented 5 scenarios to avoid investing in AI. To find out if your startup needs AI,...
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