There is so much stigma around money. A 2018 Capital Group survey reported that people are more comfortable talking about race, sex, politics and mental illness with their friends than they were talking about their salary, debt and retirement savings. These feelings around money…
5 reasons to ditch your debit card
Many people use debit cards for everyday purchases, but doing so isn't the best money move. Using a credit card can offer more benefits and can help you earn rewards on your spending. If you primarily use your debit, you may want to consider a credit card instead. Here are five reasons to...
Can you pay a credit card with a credit card?
Your credit card payment is fast approaching. And this month? You’re freaking out. The problem isn’t just that you’re struggling to pay the total balance — it’s that you can’t even afford to make the minimum required payment.
We all have our own reasons for using a credit card…
13 expenses that you should not put on your credit card
It can be tempting to use a credit card to pay for expenses you usually wouldn’t (or couldn’t) pay for with cash or a debit card. But, whether you’re working to pay off debt or want to stay out of credit card debt, it’s best to avoid using your card for anything you can’t pay off before you begin…
How a cash-only budget could be the breakthrough your small business needs
Small businesses don’t budget — or at least that’s the overall consensus I get from most small-business owners. Outside of the vague, “I need six thousand to cover operating costs” or “Sure we have a budget, it’s somewhere in the filing cabinet,” there’s not much budgeting happening in the small-business…
Fun ways to teach kids about money
There are a lot of good reasons to teach your kids about money. For one, you don’t want your children repeating your own financial mistakes. Also, if you raise financially shrewd adults, chances are they won’t someday be asking you for money. By helping them, you’re helping yourself…
Credit card vs. debit card: Which one is safer?
Paying with plastic can be infinitely more convenient than paying with cash, but the type of plastic card you pay with still matters. After all, credit cards and debit cards don’t work the same way at all, and they both have plenty of pros and cons. The amount of liability you face with credit cards is also…